State Farm vs United States Life Insurance (Corebridge)

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

State Farm

Founded: 1922

Bloomington, Illinois

Financial Strength Ratings

AM Best A++
S&P AA
Moody's Aa1
Assets
$200 billion+
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Offers universal life with 3% minimum interest
Visit State Farm Website →

United States Life Insurance (Corebridge)

Founded: 1850

New York, NY

Financial Strength Ratings

AM Best A
Assets
$393 billion consolidated
IUL Experience
10+ years
Products
2
Avg Cap Rate
9%

Key Strengths

Offers Max Accumulator+, Value+ Protector IUL
Agile Underwriting+ 24-48 hours
Visit United States Life Insurance (Corebridge) Website →

Detailed Feature Comparison

Feature State Farm United States Life Insurance (Corebridge)
Founded 1922 1850
Headquarters Bloomington, Illinois New York, NY
Assets Under Management $200 billion+ $393 billion consolidated
Years in IUL Business 0+ years 10+ years
Number of IUL Products 0 2
Typical Cap Rate Range N/A - N/A 8% - 10%
Participation Rates N/A 110%
Minimum Premium N/A $5,000 annual
Issue Ages N/A 0-85 years
Underwriting Speed N/A 24-48 hours accelerated

United States Life Insurance (Corebridge) IUL Policies

Max Accumulator+

Cap Rate: 8% to 10%

Floor: 0%

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Value+ Protector IUL

Cap Rate: 8% to 10%

Floor: 0%

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Similar Companies

Northwestern Mutual

AM Best: A++

$655 billion+ AUM

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MassMutual

AM Best: A++

$950 billion+ life protection in force AUM

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Guardian Life

AM Best: A++

$1.6 billion dividend allocation 2025 AUM

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New York Life

AM Best: A++

$400 billion+ assets AUM

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Similar Companies

American General Life Insurance (Corebridge Financial)

AM Best: A

$393 billion (Corebridge consolidated) AUM

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Ohio National Financial Services

AM Best: A

$40.8 billion AUM

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Foresters Financial

AM Best: A

$2.6+ billion AUM; RBC Ratio: 451% AUM

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American National Insurance Company

AM Best: A

$30 billion AUM

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