Standard Insurance Company vs American National Insurance Company
Comprehensive side-by-side comparison of indexed universal life insurance companies
Standard Insurance Company
Founded: 1906
Portland, Oregon
Assets
$20 billion
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A
Key Strengths
Does NOT offer IUL
Focuses on group disability and employee benefits
7.5M customers
American National Insurance Company
Founded: 1905
Galveston, Texas
Assets
$30 billion
IUL Experience
15+ years
Products
1
Avg Cap Rate
9.5%
Key Strengths
120+ year history
Newsweek: 'America's Most Trustworthy Companies'
Forbes: 'America's Best Insurance Companies'
82 consecutive years financial strength recognition
Operates in all 50 states
Detailed Feature Comparison
| Feature | Standard Insurance Company | American National Insurance Company |
|---|---|---|
| Founded | 1906 | 1905 |
| Headquarters | Portland, Oregon | Galveston, Texas |
| Assets Under Management | $20 billion | $30 billion |
| Years in IUL Business | 0+ years | 15+ years |
| Number of IUL Products | 0 | 1 |
| Typical Cap Rate Range | N/A - N/A | 8% - 11% |
| Participation Rates | N/A | 110% |
| Minimum Premium | N/A | $5,000 annual |
| Issue Ages | N/A | 0-85 years |
| Underwriting Speed | N/A | 3-4 weeks standard |