Nationwide Life Insurance Company vs United States Life Insurance (Corebridge)

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

Nationwide Life Insurance Company

Founded: 1929

Columbus, Ohio

Financial Strength Ratings

AM Best A+
Assets
$140 billion
IUL Experience
15+ years
Products
2
Avg Cap Rate
12%

Key Strengths

Nationwide subsidiary
IUL Accumulator II 2020, IUL Protector II 2020
Cap rates 9.5-25%
Participation rates up to 315%
Visit Nationwide Life Insurance Company Website →

United States Life Insurance (Corebridge)

Founded: 1850

New York, NY

Financial Strength Ratings

AM Best A
Assets
$393 billion consolidated
IUL Experience
10+ years
Products
2
Avg Cap Rate
9%

Key Strengths

Offers Max Accumulator+, Value+ Protector IUL
Agile Underwriting+ 24-48 hours
Visit United States Life Insurance (Corebridge) Website →

Detailed Feature Comparison

Feature Nationwide Life Insurance Company United States Life Insurance (Corebridge)
Founded 1929 1850
Headquarters Columbus, Ohio New York, NY
Assets Under Management $140 billion $393 billion consolidated
Years in IUL Business 15+ years 10+ years
Number of IUL Products 2 2
Typical Cap Rate Range 9.5% - 25% 8% - 10%
Participation Rates 200% 110%
Minimum Premium $5,000 annual $5,000 annual
Issue Ages 0-85 years 0-85 years
Underwriting Speed 2-4 weeks 24-48 hours accelerated

United States Life Insurance (Corebridge) IUL Policies

Max Accumulator+

Cap Rate: 8% to 10%

Floor: 0%

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Value+ Protector IUL

Cap Rate: 8% to 10%

Floor: 0%

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Similar Companies

National Life Group

AM Best: A+

$45 billion AUM

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Nationwide

AM Best: A+

$140 billion AUM

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Transamerica Life Insurance Company

AM Best: A+

$223 billion in premiums in force; $29.5 billion AUM AUM

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Mutual of Omaha Insurance Company

AM Best: A+

$42 billion (Fortune 500) AUM

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Similar Companies

American General Life Insurance (Corebridge Financial)

AM Best: A

$393 billion (Corebridge consolidated) AUM

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Ohio National Financial Services

AM Best: A

$40.8 billion AUM

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Foresters Financial

AM Best: A

$2.6+ billion AUM; RBC Ratio: 451% AUM

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American National Insurance Company

AM Best: A

$30 billion AUM

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