MetLife vs Transamerica Premier Life Insurance
Comprehensive side-by-side comparison of indexed universal life insurance companies
MetLife
Founded: 1868
New York, NY
Assets
$700 billion+ assets
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A
Key Strengths
Does NOT offer IUL
Largest mutual company
Offers UL and VUL, but no indexed UL
Transamerica Premier Life Insurance
Founded: 1906
Cedar Rapids, Iowa
Assets
$131 billion Aegon USA
IUL Experience
15+ years
Products
2
Avg Cap Rate
10.5%
Key Strengths
Transamerica subsidiary
Financial Foundation IUL II, Financial Choice IUL II
Issue ages 18-90
Detailed Feature Comparison
| Feature | MetLife | Transamerica Premier Life Insurance |
|---|---|---|
| Founded | 1868 | 1906 |
| Headquarters | New York, NY | Cedar Rapids, Iowa |
| Assets Under Management | $700 billion+ assets | $131 billion Aegon USA |
| Years in IUL Business | 0+ years | 15+ years |
| Number of IUL Products | 0 | 2 |
| Typical Cap Rate Range | N/A - N/A | 9% - 12% |
| Participation Rates | N/A | 125% |
| Minimum Premium | N/A | $3,600 annual |
| Issue Ages | N/A | 18-90 years |
| Underwriting Speed | N/A | 2-4 weeks |