MetLife vs State Farm

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

MetLife

Founded: 1868

New York, NY

Financial Strength Ratings

AM Best A+
S&P A+
Moody's A1
Assets
$700 billion+ assets
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Largest mutual company
Offers UL and VUL, but no indexed UL
Visit MetLife Website →

State Farm

Founded: 1922

Bloomington, Illinois

Financial Strength Ratings

AM Best A++
S&P AA
Moody's Aa1
Assets
$200 billion+
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Offers universal life with 3% minimum interest
Visit State Farm Website →

Detailed Feature Comparison

Feature MetLife State Farm
Founded 1868 1922
Headquarters New York, NY Bloomington, Illinois
Assets Under Management $700 billion+ assets $200 billion+
Years in IUL Business 0+ years 0+ years
Number of IUL Products 0 0
Typical Cap Rate Range N/A - N/A N/A - N/A
Participation Rates N/A N/A
Minimum Premium N/A N/A
Issue Ages N/A N/A
Underwriting Speed N/A N/A

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