MetLife vs New York Life

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

MetLife

Founded: 1868

New York, NY

Financial Strength Ratings

AM Best A+
S&P A+
Moody's A1
Assets
$700 billion+ assets
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Largest mutual company
Offers UL and VUL, but no indexed UL
Visit MetLife Website →

New York Life

Founded: 1845

New York, NY

Financial Strength Ratings

AM Best A++
S&P AA+
Moody's Aaa
Assets
$400 billion+ assets
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Largest mutual company
Does NOT offer IUL
Offers UL and VUL, but no indexed UL
Visit New York Life Website →

Detailed Feature Comparison

Feature MetLife New York Life
Founded 1868 1845
Headquarters New York, NY New York, NY
Assets Under Management $700 billion+ assets $400 billion+ assets
Years in IUL Business 0+ years 0+ years
Number of IUL Products 0 0
Typical Cap Rate Range N/A - N/A N/A - N/A
Participation Rates N/A N/A
Minimum Premium N/A N/A
Issue Ages N/A N/A
Underwriting Speed N/A N/A

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