MetLife vs Minnesota Life Insurance (Securian)

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

MetLife

Founded: 1868

New York, NY

Financial Strength Ratings

AM Best A+
S&P A+
Moody's A1
Assets
$700 billion+ assets
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Largest mutual company
Offers UL and VUL, but no indexed UL
Visit MetLife Website →

Minnesota Life Insurance (Securian)

Founded: 1880

St. Paul, Minnesota

Financial Strength Ratings

AM Best A+
S&P AA-
Moody's A1
Assets
$5.5 billion+ assets
IUL Experience
10+ years
Products
3
Avg Cap Rate
9%

Key Strengths

Same as Securian (#15)
Eclipse Accumulator II IUL, Eclipse Protector II, Orion IUL
145 years operating
Visit Minnesota Life Insurance (Securian) Website →

Detailed Feature Comparison

Feature MetLife Minnesota Life Insurance (Securian)
Founded 1868 1880
Headquarters New York, NY St. Paul, Minnesota
Assets Under Management $700 billion+ assets $5.5 billion+ assets
Years in IUL Business 0+ years 10+ years
Number of IUL Products 0 3
Typical Cap Rate Range N/A - N/A 8% - 10%
Participation Rates N/A 120%
Minimum Premium N/A $5,000 annual
Issue Ages N/A 0-85 years
Underwriting Speed N/A 2-4 weeks

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