MetLife vs Lafayette Life Insurance
Comprehensive side-by-side comparison of indexed universal life insurance companies
MetLife
Founded: 1868
New York, NY
Assets
$700 billion+ assets
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A
Key Strengths
Does NOT offer IUL
Largest mutual company
Offers UL and VUL, but no indexed UL
Lafayette Life Insurance
Founded: 1905
Cincinnati, Ohio
Assets
$10 billion
IUL Experience
10+ years
Products
1
Avg Cap Rate
9%
Key Strengths
Offers Lafayette IUL
Western & Southern backing
120+ years in business
Small-to-mid-sized business focus
Detailed Feature Comparison
| Feature | MetLife | Lafayette Life Insurance |
|---|---|---|
| Founded | 1868 | 1905 |
| Headquarters | New York, NY | Cincinnati, Ohio |
| Assets Under Management | $700 billion+ assets | $10 billion |
| Years in IUL Business | 0+ years | 10+ years |
| Number of IUL Products | 0 | 1 |
| Typical Cap Rate Range | N/A - N/A | 8% - 10% |
| Participation Rates | N/A | 110% |
| Minimum Premium | N/A | $5,000 annual |
| Issue Ages | N/A | 0-85 years |
| Underwriting Speed | N/A | 2-4 weeks |