Max Accumulator+ IUL vs F&G Pathsetter IUL - Policy Comparison - Financial Retirement Plans

Max Accumulator+ IUL vs F&G Pathsetter IUL

In-depth feature comparison to help you choose the right policy

📊 Cap Rates & Floor Rates
Rate Type
American General Life Insurance (Corebridge Financial)
Max Accumulator+ IUL
F&G (Fidelity & Guaranty Life)
F&G Pathsetter IUL
Current Cap Rate Varies by index Varies by index
Floor Rate 0% 0%
Participation Rate Varies by index Varies by index
🎯 Riders (Options & Crediting)
Available Riders Max Accumulator+ IUL F&G Pathsetter IUL
Index Options
  • S&P 500
  • Multiple duration options
  • S&P 500
  • Barclays indices
  • Proprietary strategies
Available Riders Contact for details Contact for details
🏥 Health Benefits & Riders
Benefit Type Max Accumulator+ IUL F&G Pathsetter IUL
Living Benefits ✓ Available (contact for details) ✓ Available (contact for details)
Death Benefit Options Level Death Benefit, Increasing Death Benefit Level Death Benefit, Increasing Death Benefit
💰 Fees & Charges
Fee Type Max Accumulator+ IUL F&G Pathsetter IUL
Cost of Insurance Moderate Moderate
Premium Load Standard Standard
Surrender Charges Varies by policy year Varies by policy year
⭐ Key Features & Differentiators
Feature Max Accumulator+ IUL F&G Pathsetter IUL
Minimum Premium $5,000 annual $3,600 annual
Issue Ages 0-85 15 days to 85 years
Unique Features
  • 18 duration options (most flexible)
  • AU+ accelerated underwriting
  • 4.4 million policyholders
  • $393B Corebridge assets
  • Top-selling F&G product
  • LIMRA Q2 2024: Top IUL provider ranking
  • Quick policy delivery
  • Juvenile specialty (15 days to 17 years)
  • Exam-free up to $500K (ages 0-60)
View Full Details → View Full Details →

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