IUL Death Benefit vs Survivorship Plus Indexed Universal Life

Compare IUL policy features, rates, and benefits side-by-side

Feature IUL Death Benefit Survivorship Plus Indexed Universal Life
Provider Midland National Life Insurance Company Penn Mutual Life Insurance Company
Cap Rate 8% to 10% 9% to 13%
Floor Rate 0% 0%
Participation Rate N/A 100% to 140%
Index Options 2 options 2 options
Minimum Premium $3,600 annual $5,000 annual estimated
Issue Ages 15 days to 79 years 0-80
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