IUL Death Benefit vs SMART Universal Life
Compare IUL policy features, rates, and benefits side-by-side
| Feature | IUL Death Benefit | SMART Universal Life |
|---|---|---|
| Provider | Midland National Life Insurance Company | Foresters Financial |
| Cap Rate | 8% to 10% | 7% to 10% |
| Floor Rate | 0% | 0% |
| Participation Rate | N/A | 100% to 120% |
| Index Options | 2 options | 2 options |
| Minimum Premium | $3,600 annual | $3,600 annual |
| Issue Ages | 15 days to 79 years | 0-85 |
| View Details | View Details |