Ethos IUL vs SMART Universal Life

Compare IUL policy features, rates, and benefits side-by-side

Feature Ethos IUL SMART Universal Life
Provider Ameritas Life Foresters Financial
Cap Rate 8% to 10% 7% to 10%
Floor Rate 0% 0%
Participation Rate N/A 100% to 120%
Index Options 1 options 2 options
Minimum Premium $3,600 annual $3,600 annual
Issue Ages 20-65 0-85
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