Accumulation Builder IUL vs SMART Universal Life

Compare IUL policy features, rates, and benefits side-by-side

Feature Accumulation Builder IUL SMART Universal Life
Provider North American Company for Life and Health Insurance Foresters Financial
Cap Rate 10% to 11% 7% to 10%
Floor Rate 0% 0%
Participation Rate 100% 100% to 120%
Index Options 2 options 2 options
Minimum Premium $5,000 annual $3,600 annual
Issue Ages 0-85 0-85
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