Accordia Life vs Standard Insurance Company

Comprehensive side-by-side comparison of indexed universal life insurance companies

Updated 2025
Independent Analysis
Professional Ratings

Accordia Life

Founded: 1962

Des Moines, Iowa

Financial Strength Ratings

AM Best A
S&P A-
Moody's A2
Assets
$8 billion
IUL Experience
8+ years
Products
3
Avg Cap Rate
9%

Key Strengths

Offers 3+ IUL products
Lifetime Builder IUL, Provider IUL, Survivorship Builder IUL, Global Accumulator
Global Atlantic (KKR-owned) parent
Visit Accordia Life Website →

Standard Insurance Company

Founded: 1906

Portland, Oregon

Financial Strength Ratings

AM Best A+
Assets
$20 billion
IUL Experience
0+ years
Products
0
Avg Cap Rate
N/A

Key Strengths

Does NOT offer IUL
Focuses on group disability and employee benefits
7.5M customers
Visit Standard Insurance Company Website →

Detailed Feature Comparison

Feature Accordia Life Standard Insurance Company
Founded 1962 1906
Headquarters Des Moines, Iowa Portland, Oregon
Assets Under Management $8 billion $20 billion
Years in IUL Business 8+ years 0+ years
Number of IUL Products 3 0
Typical Cap Rate Range 8% - 10% N/A - N/A
Participation Rates 110% N/A
Minimum Premium $5,000 annual N/A
Issue Ages 0-85 years N/A
Underwriting Speed 2-4 weeks N/A

Accordia Life IUL Policies

Lifetime Builder IUL

Cap Rate: 8% to 10%

Floor: 0%

Compare this policy →

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