Accordia Life vs Nationwide
Comprehensive side-by-side comparison of indexed universal life insurance companies
Accordia Life
Founded: 1962
Des Moines, Iowa
Assets
$8 billion
IUL Experience
8+ years
Products
3
Avg Cap Rate
9%
Key Strengths
Offers 3+ IUL products
Lifetime Builder IUL, Provider IUL, Survivorship Builder IUL, Global Accumulator
Global Atlantic (KKR-owned) parent
Nationwide
Founded: 1926
Columbus, Ohio
Assets
$140 billion
IUL Experience
18+ years
Products
4
Avg Cap Rate
10.25%
Key Strengths
Fortune 100 company (#72 in 2025)
Pioneer of Volatility Control Index movement
Industry-leading participation rates
Lowest cost of insurance charges in industry
Cap rates reaching 25% on certain strategies
Detailed Feature Comparison
| Feature | Accordia Life | Nationwide |
|---|---|---|
| Founded | 1962 | 1926 |
| Headquarters | Des Moines, Iowa | Columbus, Ohio |
| Assets Under Management | $8 billion | $140 billion |
| Years in IUL Business | 8+ years | 18+ years |
| Number of IUL Products | 3 | 4 |
| Typical Cap Rate Range | 8% - 10% | 6.00% - 25.00% |
| Participation Rates | 110% | 250% |
| Minimum Premium | $5,000 annual | $5,000 annual |
| Issue Ages | 0-85 years | 0-85 years |
| Underwriting Speed | 2-4 weeks | 2-4 weeks standard |