Fixed Indexed Annuity

ChoiceFour

Offered by EQUITRUST LIFE INSURANCE COMPANY

One-year renewable rate (4 options)

Product Overview

Product Specifications

Product Type Fixed Indexed Annuity

Key Features & Benefits

  • One-year renewable rate (4 options)

Provider Information

EQUITRUST LIFE INSURANCE COMPANY

Founded: 1996

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Important Notice

Product information is subject to change. Rates and features shown are current as of September 2026 and may vary based on your state, age, and premium amount. Always consult with a licensed financial advisor before purchasing.

Frequently Asked Questions

ChoiceFour is a Fixed Indexed Annuity designed for retirement planning. Key differentiators include .

ChoiceFour has . Surrender charges apply if you withdraw funds during the surrender period.

The minimum premium for ChoiceFour is $10,000. This product is available for individuals aged 0-85.

Yes, ChoiceFour typically allows penalty-free withdrawals up to 10% annually. Withdrawals beyond this amount during the surrender-year surrender period may be subject to surrender charges. Always review the specific contract terms for details.

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